-home page pic Matt Royer I NMLS# 366970

I truly have your best interest in mind!

I like to call my specialty for homebuyers 'hand holding'.  After every home purchase or refinance I always make a point of asking my clients what they felt I did best for them and typically receive two consistent answers. One, I listen well to the needs and wants of my clients and two, I am never difficult to reach or ask questions. 

I love to teach and share information.  I encourage my clients to ask me questions at all times and about any part of the process.  I enjoy getting excited about house they find, about the quality of life change they are going to have once they get to the closing table and own that new home. 

My greatest pride is when my clients call me up just to tell me they finally got the new carpet for their home and they want to send me the pictures.  Then I know that I have made the process enjoyable and stress free for them. 
My area of expertise is helping clients establish goals for their financial future and current situation.  Much of my work over the past 15 years has been focused with first time homebuyers. Educating them on the process while walking them through it step by step.  I have found in recent years that second and third time homebuyers have been extremely appreciative of my process from start to finish, never leaving a doubt or worry in their mind at any point. 

This career isn't just getting financing in place, it is an advisory and teaching role for clients no matter how many times they have gone through it and that is where I excel.

Take a look at what our clients have to say about us!

-Dear Matt,

Thank You so much for making my first-time home buying experience so painless. Working with you was truly a gift and I could not have felt more comfortable and happy. Thank you for not just answering my questions but for educating me and making me feel in control. I value the relationship we've developed and absolutely cannot wait to work wit you when I buy my next home. Best of luck to you and your lovely family! 

Robyn Jenzen

Thanks for all your help.  I’ll be sure to refer you to anyone I know who needs a mortgage.  I don’t think I could have been any easier.

Dallas Westerlund
Brooklyn Center, MN


Thank you for all the help with our mortgage. You made every-thing so clear and easy. We appreciate all the info and your advice.  Take Care and Keep in Touch.

Erin Foley and Chris Nordmark
Minneapolis, MN

Good Morning!

Thanks Matt!

Your "customer service" is so appreciated!  Our Leadership Team recently attended an event entitled "The Customer Experience." It was based on the feeling you give your customer.  You have definitely perfected this in my opinion.  Always nice to work with professionals who have a passion for their job and an authentic desire to give 110%!  Let me know if you ever need another testimonial.  Again, I continue to carry your business cards!

Have a great day!

Laura Crofford
Hugo MN

I just wanted to say thank you for all you did for helping me with the house! It is starting to turn into my home!

Courtney Davis
Glencoe MN

Been so busy with the new house but I wanted to let you k
now I love my new house and I wanted to thank you for the smoothest closign ever.  You and [Realtor] Amy [Westerlund] are a great team!

Beth Bombardo
St. Paul, MN

Thanks, again for everything, Matt!  Appreciate your help in guiding us through the loan process and especially in encouraging us to go for the VA loan!!!
All the best to you and your family.
Tom Mondragon
Edina, MN

Thank you, Matt. You were the most helpful loan officer I’ve worked with. I truly appreciate it. 

Brianna Castillo
Re/Max Results

-Hey Matt, 

Sorry I never touched base with you after the closing, lifes's busy as I'm sure you know. Anyways, Thanks so much for all your help getting Melinda and I into our 1st home. We love it!  and we are expecting Twins in May so we'll need all the room we have. Thanks again for all yoru help and hard work.

Eric and Melinda Berg
Mahtomedi, MN

Hi Matt,
I finally received my mail yesterday for the first time since I have moved to the Condo (mailbox key issue) and what a nice surprise I got from you! It will be very helpful, I love it.
Thank you very much Matt!

Annie Tellier
St. Paul, MN

-Hi Matt,

I just wanted to say thank you for all of your help and knowledge throughout the loan process!  It was so comforting to be able to feel free to email you with questions and concerns and not feel like a bother about it.  You made everything so smooth!

I'm sure there's a way to complete testimonials for you so if you can just let me know how to do that I'd be happy to write something up.  And we'll definitely be recommending you to anyone who is in need of a new mortgage or a refi!  Thanks again!

-Laura and Jon Crofford
Hugo, MN

If you're looking for a great person to handle your mortgage, look no further. Matt did an excellent job of helping us through the process--answered all of our questions in a very timely and professional manner, and coordinated everything on his end so we didn't have to worry about any of it. I recommend him highly!
-Marcia Swinney-Shay
St. Paul, MN

You deserve a raise!!!!

-Barbara Knutsen
Roseville, MN

-Matt, thanks again. It was nice to feel that we had someone on our side. we will definitely recommend you to our friends who are looking for a house.

-Matt and Kara Weigel.
Washington D.C.

-Matt...I KNOW I AM your only customer….so I’m sure that is why I am getting such great service !!!!!

Thank you for your assistance in the refinance, it’s appreciated

Paula Lowe
White Bear Lake, MN

-I know I've said it before, but we are so very grateful for everything you've done for us. Also for my parents. Your the Best! Take Care.

Rebecca Anderson
Marshall, WI


How silly that you thank me. I should be thanking you. I don’t know how I would have gotten through the process without you.

Moria Fredrickson
St. Louis Park, MN

-Hi Matt

Thanks again for handling our refinance so well. You were great to work with and we will definitely look to use you again. Thanks again!

Angie and Vince Wright.
Woodbury, MN

-I just wanted to say thanks again for all your hard work in handling my mortgage and getting me into my first home, I thoroughly enjoyed working with you and learned a lot, I’m glad Kevin gave me your name.  Thanks!

Andrew Norell
Minneapolis MN

-Matt, What can I say. You tell it the way it is, no hype no bull no sugar coating.
 I felt that you did your best to help me get the best rate with the best co.at the best time.
 The single and probably the most important thing you do is LISTEN
 You try your best to get what I ask for. Coupled with good advise.
             keep up the good work,                  Mike

Mike Campbell
Deerfield, WI

-Hey Matt, thank you for everything you have done for me. It will not be forgotten.

Thanks again
Justin Webster.

-I couldn't have asked for a better person to work with when financing our new home. Matt worked with us from start to finish addressing every need and question while finding us the best deal for our situation. Hey was professional, quick, and was able to help us meet a tight schedule imposed by our seller . I will definitely work with Matt again because during the stressful home buying process, I could count on the fact that he'd have our financing ready.

Kevin and Heidi McMurphy.
Farmington, MN

-Thank you so much Matt!  I sincerely appreciate everything you did to make this happen! Have a great day! Hope to see you soon!

Kara Carmody
St. Paul, MN

-We are thankful for such a smooth process and we were able to do so much online.  

Jennifer Koste
Minneapolis, MN

-Matt, Thanks again for all you did to help Sean and I get into this home.  We couldn’t be more pleased.

Maisie and Sean Fossie
Minneapolis, MN

-Thank you for all your help with my loan. It was short notice and I’m sure it was a pain in the butt.  You have a great sense of ethics, I know Shannon thinks highly of you and I can understand why.

Mike Picard
Minneapolis, MN

-I like my clients.  I plan on referring a number of them your way.  During our short working relationship you have shown to me that you are working with my client's best interest in mind.   I like that you don't play games and I feel I can trust you.  That means a lot to me, because how smooth a transaction goes on the lender side will be reflected back to me and make my clients happy with both of us.    And if the transaction doesn't go smooth I want straight-up answers and civility.  You have done a fantastic job.  I was impressed with your integrity and patience.

Shari Fredrickson, Realtor
Mankato, MN

-You will not find customer service better than what you get when you work with Matt. With his help, I was able to close on my house within 2 weeks with a great interest rate! He was always available whenever I had a question or concern and is very knowledgeable in the mortgage business. Matt is always personable and honest, always looking out for the client’s best interests. I would highly recommend his service to anyone looking to buy a new home or refinance. You won’t be disappointed.

Savannah, GA

-From the very beginning I was made to feel that my needs were paramount to Matt. He literally dropped everything to make sure that my loan was serviced professionally and efficiently, and that the ultimate results would end up being in my best interests. As sometimes happens, the results were not always in our hands, but phone calls and/or emails to Matt delivered immediate and calming results during a period of high stress for me. He kept me informed, and offered reassurance and working solutions more times than I can count. I would recommend Matt to anyone looking for an honest and personable contact.

Susan Hanstad.
Shakopee, MN

-Hi Matt:
Thank you so much and for all your help with my mortgage. Take care - stay warm and if I hear of anyone interested in a re-finance or new mortgage - I would be happy to refer them to you!

Kindest regards...

Donna Anderson.
Woodbury MN

- [The loan] went really smooth! Its good to have someone there you can trust... and not just have to take the other guys word for it.

Harry Schroeder.
St. Louis Park, MN

-Matt Royer is professional, up front & honest. We have referred others to him.
We are so happy we chose to refinance and live life more comfortable for us.
Thanks so much

Michelle & Wayne Westerlund.
Rockford, MN

-Thanks as always for your honesty and help--it means a lot to me.

Tom Reifenberg.
Greendale, WI

-I enjoyed working with Matt. He made the process very easy. He found me a loan for a second house that I wanted to buy for my son who could not get a good interest rate on his own. We got my son into a house and at a reasonable rate. Hopefully my son will buy the house back through Matt when he establishes a credit report on his own.

Rose Pohl.
White Bear Lake, MN


Thank you so much on getting me the deal you did. Isn't trust a wonderful thing? We had just about the whole thing done before even having a phone conversation.

Once again, I want to thank you for your help on this. Let me know if you are passing by this area."

Bhashwat Risal.
Moorhead, MN

-I purchased my first home with the financing that Matt set up for me. He was able to put me into a loan that I was very comfortable with. Thanks to Matt, my mortgage pre-approval and commitment was fast, easy, and accurate. I was able to trust Matt and he was available to answer any and all questions I had. I was quite pleased. I have and will continue to recommend Matt as a great mortgage consultant to work with.

Laurie Steffenhagen.
Inver Grove Heights, MN

-I have to admit, I miss hearing from you Matt and both David and I thank you from the bottom of our hearts for all the hard work and time you put in to get us the best rate and the most out of our home!!!
Thanks again!!!

Jeanice Scott.
Bristol, WI

-Thanks Matt, for all the information you give us about our loan and it was a pleasure doing business with you and I will tell my family and friends about you.

Brenda Haynes.
Minneapols, MN

-Thank you for the time you took with us.  I would not hesitate to recommend you in the future.

Mara and Reed Johnson
Minneapolis, MN

 -We'll let any of our friends, that are on the market for home financing, know about you.  You've been great at answering all sorts of questions that we've thrown at you.  Your answers are definitely more straight forward than the ones we got from [other lenders].

Dean and Lisa Seefeld
Marshall, MN

-Thanks Matt! Will certainly recommend you to anyone we know who's looking.

Thanks so much,

Scott Petinga and Joanna Pluszcz
Maple Grove, MN

-Dear Matt,
We would like to thank you for all you have done for us, and for your extra effort again, Thank you, Sincerely Michael and Terry

Michael and Terry Campbell
Deerfield, WI

-Just wanted to thank you again for all your hard work to make Rose Pohl's closing date. I will be passing your card to my new contacts.
Thanks again Matt,

Vince Wright
Counselor Realty
Woodbury, MN
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